Hi @samarth_rastogi,
Welcome to the Niyo Community! 
After reviewing the details, we can confirm that the above transaction was unsuccessful and the amount will be automatically refunded to your source account. Please allow 5-7 working days for the refund to reflect in your account.
If the amount is not credited to your account after 7 working days, please drop an email to global@goniyo.com from your registered email with the transaction details and a screenshot, and the team will look into it and help you out.
Thank you for your understanding.
