Welcome to the Niyo Community! 
Thank you for your time on the call. As discussed, upon reviewing the details, we found that the mentioned transactions were not successful. In such cases, the amount is usually either credited to the SBM account or refunded back to the source account within 24–48 hours. Kindly allow this time for the funds to reflect, and feel free to reach out if you need any further assistance—we’re here to help!
