Hi @Ashish_Mehta,
Welcome to the Niyo Community! 
We’re glad to hear that you’ve received your Niyo DCB card!
You can easily load funds into your Niyo account using IMPS, NEFT, RTGS, or UPI. When making international transactions, the amount will automatically convert to your desired currency at live Visa exchange rates.
If you have any other questions or need assistance, just let us know—we’re here to help!
