Hey @Happiness
Welcome to the Niyo Community! 
Thank you for your inquiry! You can definitely use the Niyo DCB card for all your international transactions—whether it’s ECOM, POS, Tap & Pay, or ATM withdrawals. You can also transfer funds quickly via UPI and other fund transfer options. 
If you have any more questions or need assistance, don’t hesitate to reach out to our live in-app chat team. They’ll be more than happy to help you. Take care! 
