Hey @Nitin_joshi
Welcome to the Niyo Community! 
Your card is designed to work seamlessly for all international transactions, including ATM withdrawals, e-commerce purchases, POS transactions, and Tap & Pay. If you require any assistance, please reach out to our in-app chat team or email us at global.escalation@goniyo.com
You can refer to the above post for any further queries/concerns.
