Welcome to the Niyo Community! 
Hey there! 
We totally understand your preference for the Niyo SBM card, but unfortunately, due to banking guidelines, we won’t be able to onboard you with Niyo SBM at the moment.
However, the good news is that you already have a Niyo DCB card, which also offers zero forex markup and all the great benefits Niyo has to offer! 
To learn more about what your Niyo DCB card can do, feel free to check out Niyo Website
If you need any help or have more questions, we’re always here for you! 
