UPI not getting done

When I try to set my UPI on 3rd party app it is showing the message that bank has denied the process. Eventhough I have checked the internet banking on virtual card.
Further I want to know the rate of interest being paid on amount less than 1 lakh?

Welcome to Niyo Community
First could you clarify if you’re using NiyoX or Niyo SBM Global virtual card…as you’ll not be able to set UPI on Niyo SBM Global without ordering your physical card
And interest for amounts below 1 lacs is 3.5% p.a. but you should know banks change their interest rate every now and then

Hope this helps