Hi @Himal_Rustagi,
Welcome to the Niyo Community! 
We’re glad to see that you have completed setting up your Niyo account, UPI ID, and debit card PIN. Since you’re having trouble adding funds, we’ve reviewed your account and haven’t identified any issues on our side.
Please try loading funds to your Niyo SBM savings account again using IMPS, NEFT, RTGS, or UPI. If the problem continues, kindly send an email to global@goniyo.com from your registered email address. Include a description of the issue and any error screenshots you’ve encountered, so our team can assist you further.
Thank you for your understanding.
