Hi @shivam1040,
Welcome to the Niyo Community! 
Thank you for reaching out to us. For further assistance with your refund, we kindly request you to contact DCB Bank directly. You can reach them at 040 68157777 or 022 68997777 between 8:30 am and 8:30 pm. Alternatively, you can email them at “customercare@dcbbank.com”. They will be happy to help you with your concerns.
Thank you!!
