My suggestion for upcoming features for Niyox and Niyo global
- Disposable virtual Prepaid Relodable Cards with full control to use it on buying softwares etc and sharing with friends or family if sometime they need. (If possible )
2.Payment confirmation using fingerprint.(We should not be wait for otp, like one card using swipe on screen )
3.In-app service and utility bill payments with attractive offers and cashbacks (if possible )
- Other Tax related features.
5.A service to track cheque, cancel cheque, request chequebook like debit card management services.
6.Auto sweep to jupiter FD Pot facility (so that People will get more interest and use that account more )
7.Desirable DP in (I don’t want to see avatar pic anymore, We can upload our own photo ).
- A flexible collateral Niyo Credit card with 100% limit against FD. FD can be on sweeped money. Credit card with emi conversion (sometimes no cost) and interest free credit for 50 days.
9.Pay to UPI Number (no boundation to use multiple apps)
- Railway Lounge along with airport in niyo global (if possible, cause many card now offering the same )
Last and final for now, a dedication and customer satisfaction with profitable business 
