Celebrating 50,000 NiyoX Early Believers! 🥳

Hello everyone!

We are very excited to announce that NiyoX has scored a half-century with 50,000 NiyoX Accounts being created! Our innings has only just started, and together, we can set new standards for an awesome dependable partnership. A big thanks to all our early believers, who trusted us, even before we began this incredible journey.

We are truly delighted to see the love from all of you. You can bank on NiyoX’s all-digital experience from the comfort of your homes, which can feel liberating and much safer in the current times. We wish to celebrate that sentiment and would like to thank everyone who’s jumped onboard so far.

The response we have received so far, specially here on Community is just the kind of backing we needed to take this innings forward. Just like most of us, especially the millennials who want everything like a few seconds ago, we #JustCantWait to see many more of you on NiyoX soon! We understand and do feel the need for speed, and that’s exactly why we’re offering GenZ the chance to eXperience banking in just 100 seconds, unlike ever before!

P.S Stay tuned for some eXciting upcoming features like Invest the Change and Refer and Earn, which will help you save even more with NiyoX.

If you still haven’t experienced the brilliance of this product yet, come onboard and get your hands on NiyoX, in just 100 seconds!



Hi there! Congrats on this Milestone. I think, going forward, here’s what you need to consider:-

  1. Launch a VISA Signature Debit card (Let it be a metal card) at prices like ₹999 +18%(gst) per year / ₹1,499 +18%(gst) per year and let it have these features:-
    a) Free and Unlimited ATM withdrawals at
    any bank ATMs.
    b) Airport Lounge access (Domestic +
    International), 2 visits per quarter.
    c) Add an insurance also. (Like permanent
    disability - 10 lacs / Air accident death - 50
    lacs to the nominee.)
    d) Contactless payment.

  2. Build an in-house UPI app which will have Bharath Bill Payment Services. And also scan and pay and pay by UPI IDs via IMPS. The app should also have features like IRCTC Train booking, Credit Card bill payments, Postpaid bill payments, mobile recharges, GAS booking, Flight booking (features, like these are appreciated).

  3. Add a feature to provide mini loans. For this, you can tie up with partners like KISSHT, Simpl, Lazy Pay etc. Keep the loan amount small, like say 2k to 5k. This will really help students in colleges and people who earn less wages or early job seekers.

  4. While transferring money in NiyoX, kindly make sure to display current SA balance in money transfer page, so that we don’t have to go to the home page to check the balance.

  5. The app lags a lot, kindly fix this problem. The UI also has to be improved a lot.

  6. Try to use colours like Blue and green in the UI as it represents trust.

  7. Kindly add an option the download e-statement.

  8. Also add a budget tracker in the app.

That’s it for now, if I have anything else, I’ll share it with you. Kindly consider the above said things, as it will attract more millennials and it will improve the brand value in the eyes of existing customers.

Ashrith Jain


Thanks a lot for your detailed feedback once again @jainashrith! :slight_smile:
Highly appreciate this. This has been passed on to our Product team for further evaluation and you’ll be seeing a lot of new features and updates on the app very soon.

Stay tuned! :slight_smile:


Thank you sir for giving banking opportunity in reliable and convinent manner. Lots of Kudos


Thanks a lot @Susanta_Das and welcome to our Community! :slight_smile:

I trusted you. But you ppl broke the trust. My money got stuck with u guys. I don’t know what to do now.

Call me on 8977939650 if there’s anyone to help

Sure @sai_krishna. Do not worry we will check and call you to resolve your concern.

Hi Sai,

Thank you for your time over the call. However as discussed the limit for virtual card is 20K. I shall make sure your biometric is taken on priority so that you can get access to all the aspects of NiyoX :slight_smile:



I’m really worried abt it. Coz I don’t have much time. I got to withdraw amount very quick… are there any other options to transfer or withdraw?? I’ve already made 20k withdrawals.
There should be limit for deposits as well, for minimum kyc. I wouldn’t have been suffered

Hi Sai,

As promised we are taking your biometric as most important consideration.
Rest assured.


This is not at all working. Today is my last date to pay my cc bills. My money has stuck in the account. I’m not able to withdraw, transfer nothing. Please let me know a solution to close the account and withdraw the money. Service ppl responds but do not assist and don’t resolve.

Hi Sai,

Delighted to notify you that your KYC has been complted :slight_smile:

Thanks for the belief in us


1 Like

Finally my kyc was done and able to pay the dues at the eleventh hour. Thought it wouldn’t happen today, as unexpected rain and sudden lockdown news in our state. But it happened. Thank you guys for your support :pray::pray:


Thanks for referral program!
Added new users to NiyoX!

Still trying to add!
And it would be better if the referrals was not limited to 5

Hey @Ajazmohd ,
Great to see you referring your friends and family. Currently we are in test mode and are restricting the number of referrals to 5 per qualified person. Do load more & transact more! I look forward to getting regular feedbacks from you.

1 Like

Yeah sure!
Hoping to get a good customer experience!