Dear niyo team,
I am very much glad to be one of the niyo sbm account holder, which made us possible recently with niyo sbm beta app. I would like to congratulate niyo team’s and their developer’s for giving us wonderful app and it’s benefits.
The account opening completed in micro seconds as rocket speed.
I wish you to the future success.
Here is my observation I would like to share :
From the day I opened the account, It was noticed that the niyo sbm app not connecting to bank server during night hours (daily around 2300 hrs to 0600 hrs), This should be rectified at the earliest, as it is day hours in other part of globe.
I understand that niyo team is working hard for delivering otp’s in the registered email other than the registered mobile number. I request this should be done at the earliest.
The whole purpose of getting this app and debit card is to make international transactions, which is not fulfilled yet.
Further for niyo sbm account the SB interest rates were not clearly mentioned any where (it is mentioned upto 5%, *conditions apply) no where found in the terms and conditions.
It must be clear and transparent, which is restricting us to high savings,
Hope niyo team will look into this matter and get it resolved at the earliest and I wish too.
Thanks and regards