Is niyo global by sbm card now LTF?
Hey @danish1! Welcome to Niyo Community 
If you mean LTF as Life Time Free, then our answer is YES. We’ve waived off the annual maintenance charges on the debit card. You’ll not be charged for the debit card. For any further help, feel free to reach out to us and we are happy to help you.
Regards,
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Thank you for your valuable response 
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Niyo global file number problem & passport varification plz help me