I want to know niyo global physical debit card charges. Is it lifetime free or some charges?
Hi @Kamal_Kumar
Welcome to our Niyo Community 
Our Niyo Global by SBM is a global travel card accepted in over 150+ countries, the card comes with a zero forex markup and a Platinum VISA signature card free for a lifetime. It also has many more exciting features like a Real-time Currency converter allowing you to transact in the local currency of the country you visit and a complimentary lounge access per quarter at select airports across India.
Tap the link to know more: https://www.goniyo.com/global/
Gracias,
Ranjith M
I have some confusion here. Some users are saying that physical card has a AMC of ₹499+gst from 2nd year onwards. Is it true? I want a clear picture here. No hidden T&Cs please.
Hey @Kamal_Kumar! We have now waived the annual maintenance charges for Niyo Global by SBM. Now it’s free for a lifetime. 
