Hey Niyo Family,
We're thrilled to announce upgraded features for our Niyo SBM credit card, bringing you unprecedented convenience and benefits! ๐
Niyo SBM Credit Card is a game changer with:
-
Bill Payment via FD ๐งพ
Use your FD to pay off your credit card dues. Simplify bill payments and manage your finances more efficiently.
-
Partial FD Withdrawal ๐ผ
You can now dilute any one of your FD and reduce your credit limit for immediate access to funds without losing your credit card benefits.
-
Zero TCS
You can make unlimited international spends with zero TCS, which enables you to travel and shop without paying any extra charges.
-
Global Lounge Access ๐
Enjoy airport lounge access (When you spend 50k internationally per quarter)* outside India, making your Niyo SBM Credit Card the perfect companion for global travels and purchases.
-
Free ATM withdrawals Abroad
Get ATM withdrawal fee reversed as Niyo coins for the first 3 ATM withdrawals abroad per quarter.
Share Your Feedback ๐ฌ
We're always looking to improve. Share your feedback or ask any questions in the comments below, and our team will be happy to respond.
Below is a simple comparison of the old and new Niyo SBM Credit Card
What's BETTER? Old card vs new card!
Niyo SBM Credit Card Features & Benefits |
OLD Card | NEW Card |
---|---|---|
Pay credit card bill via FD | โ | โ๏ธ |
Emergency FD withdrawal Credit card stays active with a lower/zero limit |
โ | โ๏ธ |
ZERO-limit credit card# Boost credit limit with new FDs whenever needed |
โ | โ๏ธ |
Rewards & redemption Earn 10% Niyo Coins on domestic txns! Redeem for discounts on visa & flight bookings |
โ | โ๏ธ |
ZERO TCS on unlimited international spends |
โ๏ธ | โ๏ธ |
Zero forex markup* on international spends | โ๏ธ | โ๏ธ |
Earn interest up to 7% on linked FD/s | โ๏ธ | โ๏ธ |
*VISA exchange rates apply | #T&C apply
Happy travels and happy savings! ๐๐ฐ
Note:
Weโve started rolling out this feature! If youโve received the updates, please share your reviews and feedback here. If you havenโt yet, donโt worryโyouโll get it in the next few days.