I am interested in getting a Niyo SBM “debit” card (not the FD backed credit card). I am assuming the Niyo SBM “debit” card is also 0 forex and free (for now) right?
I currently already have an Equitas account. In the app I see on the home page “Order card for exciting benefits” . However, it’s not clear to me if this is the FD backed card or debit card. Is this the way to get a debit card too?
Thanks for your time over the call. We hope we were able to assist you with your Niyo SBM onboarding and card facilities inquiries.
As discussed, the SBM FD-backed credit card is optional. It is not mandatory to have an FD-backed credit card for your SBM account. You can complete your onboarding and account creation, order your debit card and use the SBM debit card for both domestic and international transactions with 0 forex charges and enjoy other Niyo offers. 
Please feel free to reach out anytime via in-app support or here for any further concerns. 
Just a quick note to let you know that the Niyo community is more than a place to get help with your queries. You can stay up-to-date with all the latest announcements from Niyo, and chat about anything Niyo or travel-related—whether it’s your Niyo card, Niyo services, or any other travel topics.
Plus, it’s the perfect spot to connect with fellow travellers! You can ask for advice on travel itineraries, visa info, tips and tricks, flight bookings, and so much more.
And don’t forget to explore the Travel with Niyo category for even more travel content!
We’re always here if you need anything
