Regarding charges

Can anyone please explain me in detail about the annual charges and 2nd and 3rd year as follows, regarding to debit card

Hey @Avi5

Welcome to our Niyo community :innocent:

The Niyo Global by SBM app offers you a Platinum VISA Signature card free for a life-time, which has no hidden charges.

Ranjith M

It’s no annual charges from 2nd year ?

As of now, it’s a lifetime free card.