Hey @Deepak_Kannan
Welcome to the Niyo Community! 
We regret the inconvenience that you’ve encountered. We wanted to let you know that Niyo’s partnership with Equitas Bank has ended, so Equitas accounts are no longer accessible through the NiyoX app.
But don’t worry — your Equitas account is still active! For any questions, you can reach out to Equitas Bank at 
1800 103 1222 (Mon–Fri, 9 AM–6 PM).
If you’d like to keep enjoying Niyo’s smart banking and zero forex markup card, just drop us a line at upgrade@goniyo.com 
— we’ll help you set up a new account in no time!
Thank you for being a valued member of the Niyo family! 
