NiyoX <> Equitas Bank: Waiting for the Partnership to Resume

NiyoX with equitas Bank account was a fantastic deal to its user.

I have opened a niyoX equitas bank account for my father 2 years ago as I am 16 years old then. It was a hassle free account where we can manage mutual funds and savings
I have waited 2 years to open this account but unfortunately I am getting an error that says unable to open account right now

This may be due to the temporary outage of equitas bank partnership with NiyoX

My query is when can we expect equitas back with NiyoX

I cannot rely on SBM and DCB in my state

Hey @Pavan_kumar8

Welcome to the Niyo Community! :raised_hands:

We understand that you want to onboard for Equitas a/c, however, the onboarding activities have been temporarily paused. Once it resumes, you should be able to proceed without any worries.

In the meantime, keep enjoying features like investments and cashback rewards. Feel free to write us at niyox.escalations@goniyo.com for any help.

Please help

How to contact Niyox Bank for Debit Card

As charges are revised also contacted via call but no response
On calls as well as email droped by me

Please help

Close my debit card if its chargeable

Hey @Harish_Bhatti ,

Welcome to the Niyo Community! :raised_hands:

Thank you for reaching out. To get assistance with your debit card, please email Equitas Small Finance Bank from your registered email ID at customerservice@equitasbank.com; you can expect a response within 48 hours. Alternatively, you may contact the bank via WhatsApp at 8122483766 or by calling 1800-103-1222 (available 9 AM to 6 PM on weekdays).

For in-person assistance, feel free to visit the nearest Equitas Small Finance Bank branch. Rest assured, the bank is committed to promptly addressing your concerns regarding any charges or card closure requests.

We’re here to support you every step of the way and are committed to ensuring a smooth resolution.

Difference between Niyox and Equitas Bank?

NiyoX is an app that offers online banking services and solutions in partnership with multiple banking entities, including Equitas and Utkarsh.


Equitas Bank, on the other hand, operates as an independent banking organization.

I means to say
Benefits of niyox and equitas Bank?

Hi @Harish_Bhatti,

Currently, Equitas Bank has temporarily paused new onboarding for Niyo Equitas accounts.

To ensure your banking needs are met, we recommend considering a Niyo DCB account or Niyo SBM account, which provides similar benefits including:

  • Zero forex markup on all international transactions.
  • Enjoy free international lounge access* and ATM withdrawals*.
  • Earn up to 8% p.a. with quarterly payouts on Niyo DCB savings accounts, and up to 7.25% p.a. with monthly payouts on Niyo SBM savings accounts.
  • Experience a transparent and hassle-free banking service tailored to meet your financial goals.

You can download the Niyo mobile app using this link to complete the onboarding process smoothly: Niyo App Download

We appreciate your understanding in this matter. Feel free to discover how Niyo can provide a seamless banking solution that aligns perfectly with your needs.

Thank you for your understanding.

As i heared that niyox dc is chargable now
I want to know
If its charging does equitas bank also do the same

If not benefits and offers on both bank cards are same?

Thank you for reaching out, Harish. Currently, we have paused the onboarding process for Equitas Bank, and as a result, we’re unable to assist with the charges or offers they are providing at this time.


We recommend contacting the Equitas Bank customer service team for further assistance. You can reach them via email at [customerservice@equitasbank.com], on WhatsApp at 8122483766, or by calling their helpline at 1800-103-1222 (available Monday to Friday, 9 AM to 6 PM). They will be more than happy to assist you with your queries.


Just a quick note to let you know that the Niyo community is more than a place to get help with your queries. You can stay up-to-date with all the latest announcements from Niyo, and chat about anything Niyo or travel-related—whether it’s your Niyo card, Niyo services, or any other travel topics.

Plus, it’s the perfect spot to connect with fellow travelers! You can ask for advice on travel itineraries, visa info, tips and tricks, flight bookings, and so much more.

And don’t forget to explore the Travel with Niyo category for even more travel content!

We’re always here if you need anything. :blush:

2 posts were merged into an existing topic: If i want how can i close this nioyX equitas account online?