I need Niyo Global card urgently as I need to go to USA for my Masters

This message is seeing there

Hi @Nitin_Kumar,

We regret to inform you that as of now we are unable to onboarded you and Ouch! It hurts :broken_heart: to say this, but, rest assured, you’ll be among the first to be notified once you become eligible for the onboarding process. Meanwhile we’re still investigating if these CKYC drops are genuine or is there a bug here.

Your forbearance is highly appreciated.

Can you please tell me about niyo global card

Hey @Nitin_Kumar ! Do you have a CKYC number? If yes, could you please drop us your phone number via DM?

Hey @Nitin_Kumar ! We’ve deleted your message as it contained sensitive information. Kindly make sure to DM a Niyo representative if your message contains any sensitive information. Rest assured, we’ve got the required details.


Hello @ashrithjain @Bansari @Vinay_Bagri

Can you please share some clarity on the Niyo IDFC 0% Forex Markup Account?

Firstly, the account is no longer in your hands, which is a bummer. Worse, the interest rate is now a maximum of 6% and not the 7% promised while signing on.

Now please tell me:

1. Is the Card still 0% Forex Markup?
2. Is the Card still Lifetime Free?
3. Is the Account still Zero Balance Savings Account?
4. Does the Card offer Airport Lounge Access?
5. Can I make international transactions with the card?

Please find attached a screenshot of another conversation between @ashrithjain and another customer where he mentions the card is still 0% Forex Markup and Lifetime Free.

But in this post, he mentions the rates have been and can in the future also be revised by IDFC Bank.

Which of these statements do I now believe? Very disappointed with the whole experience! Kindly provide answers to all the questions

Hey @ArvindMaveric ,

Welcome to the Niyo Community! :blush:

Here’s a post from our CEO for your reference:

This will continue to be a zero balance savings account.
Additionally, there is no airport lounge access (wasn’t there earlier) and yes you can make international transactions.

Hope that answers all your questions.

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I cannot find Niyo SBM app on the App Store for iOS.

Hi @Ritika_Dhiman ,

Welcome to the Niyo Community!
Could you please elaborate on which product link you were looking out for? :thinking:


So basically I am want a Niyo global forex card but it is on hold. I need it urgently and was searching for Niyo SBM on App store following the above thread but I don’t see thus app there.

Here, I believe detailed answer to your query could be here : Beta Version - Niyo Global in partnership with SBM Bank India (State Bank of Mauritius)🌎

Do get back to us in case of any further queries.

Hi Aswathy, Good day!
Just wanted to check if that card is available with a 0% markup fee.

Thank you.

@Bansari Any updates on when the Niyo Global DCB card issuance will start again? August is almost over. I had applied for the card in July but I am yet to see any updates as such.

Hi @Saikat_Bhowmick ,

We do apologize we can’t give a set timeframe, but our team will come just as soon as there’s an update.


Hey, it’s October. Do you think we can get our hands on the DCB card anytime soon?

@Bansari , I myself applied for a Niyo DCB bank card in July and have not received any messages. Please reply soon, I have a plane ticket for mid-JAN for UK

Hi @ashrithjain | @Deepak | @Aswathy_Nambiar | @Bansari & @Vinay_Bagri,

What’s the delay with Niyo Global by DCB. Why is the deadline been pushed again and again, will Niyo Global by DCB face the same fate as Niyo Global by IDFC ?

Kindly elaborate the delay so we can have our hopes and anxieties on control as most of us in the community are time strapped and gearing up to travel sooner.

Hope we get a positive response with Niyo Global by DCB unlike Niyo Global by IDFC

P.S: Please don’t suggest Niyo Global by SBM as an alternate to Niyo Global DCB as latter is a 0% Interest account while the former is not. It’s culturally inappropriate for few to take interest and I feel the inclusiveness offered is lost by doing so.

Thank you all @NiyoGlobal

Hey @abdurishere! Welcome to Niyo Community!

We kindly request you to please check your inbox and help us with the required details.


Hi @Deepak

Could you please share the status of Niyo DCB? You guys have been telling ‘by the end of quarter service will resume again’ since July. But I haven’t received any mail regarding Niyo DCB card. And I don’t want to use SBM as it is in beta mode and facing many issues.

Please share an update ASAP.

1 Like

Hey @Vishvesh! Welcome to Niyo Community!

Thanks for showing your interest in our product. Resuming the services of Niyo Global by DCB is taking a slightly longer time than expected. If your travel date is approaching, you may try our newest product, Niyo Global by SBM. Though it’s in beta mode version, it almost performs like a release version as most of the issues was fixed. In case, if you face any post-onboarding, you may let us know & we’ll try to get that fixed at the earliest.

Our team is working round the clock to enhance the product to deliver a butter-smooth user experience. :iphone: