Currency: Indonesian Rupiah (IDR) 
INR 1 = IDR 190
IDR 10,000 = INR 52
USD 1 = IDR 16,000
IDR is a weak currency, but prices arenโt necessarily lower than in India!
At the Airport 
Item | Price | Payment Method |
---|---|---|
Sim card | From IDR 50k* | ![]() |
Visa fees | IDR 500,000** | ![]() ![]() |
Airport to Ubud bus | From IDR 10k | ![]() |
Grab / Gojek / BlueBird Taxi | Varies | ![]() ![]() |
- Buy Telkomsel sim card in city for better rates
** Unless exempted as per latest rules. Donโt pay in USD cash!
Money Forms in Bali 
- IDR cash*
- Zero forex card (primary)
- USD/EUR (spare cash)
- Backup: More zero forex cards or international ATM cards
- Spend before leaving Indonesia (no value outside the country)
Payment Acceptance 

Location | Cash | Card |
---|---|---|
Minimarkets | ![]() |
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Hostels | ![]() |
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Small cafes | ![]() |
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Hotels | ![]() |
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Restaurants | ![]() |
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Supermarkets | ![]() |
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Activities & Transport 


Service | Payment Method |
---|---|
Budget excursions | ![]() |
Premium excursions | ![]() ![]() |
Scooter rental (from IDR 50k) | ![]() |
Car rental | ![]() ![]() |
Public transport | ![]() |
Intercity buses & trains | ![]() ![]() |
Merchants may charge 1-2% extra for card payments. Debit card fees are usually lower than credit card fees.
Important Tip 
Always choose to pay in IDR when using a card
Never choose the INR value on the screen (includes high conversion fees)
Using ATMs in Bali 
- Withdraw maximum allowed amount (~ IDR 3,000,000) to minimize fees
- ATMs without Visa fees: BCA Bank and BNI Bank (subject to change)
- Find local money changers in Kuta or Ubud for better rates
Avoid changing money in hotels and hostels
Avoid touristy areas for money exchange
Daily Budget Guide 
Type of Spend | Starting From |
---|---|
Stay | Hostels: IDR 75k Hotels: IDR 100k |
Food | Street food: IDR 30k |
Transport | Bus: IDR 5k Motorbike taxis: IDR 20k |
Sightseeing | Free sights (temples, viewpoints) Paid entry (waterfalls, volcanoes, swings) |
This is a @TheBackpacksters budget. Adjust upwards for more luxury!
For more tips from fellow Indian travelers, check out the latest discussions here: Niyo travellers.