Currency: Singaporean Dollar (SGD) 
SGD 1 =
INR 63
At the Airport 
| Item | Price | Payment Method |
|---|---|---|
| Sim card (Singtel or M1) | From SGD 12 | |
| eVisa fees | Via authorized agent | |
| MRT/Bus from Changi Airport | From SGD 1 | |
| Grab / SG Taxi | Varies |
Pro Tip: Buy a multi-attraction pass for sights, free local transit, and hop-on-hop-off bus service. Save big! ![]()
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Money Forms in Singapore 
- SGD cash *

- Zero forex card (primary)

- USD/EUR (spare cash)

- Backup: More zero forex cards or international ATM cards

- *Spend before leaving Singapore (reduced value outside, except in Brunei, Indonesia and Malaysia)
Payment Acceptance 

| Location | Cash | Card |
|---|---|---|
| Some minimarkets | ||
| Hotels | ||
| Restaurants | ||
| Supermarkets |
Activities & Transport 


| Service | Payment Method |
|---|---|
| Walking tours (tips) | |
| Budget & premium excursions | |
| Public transport | |
| Bike/Car rental | |
| Hawker centres (street food) | |
| MRT/Metro and Bus |
Important Tip 
Always choose to pay in SGD when using a card
Never choose the INR value on the screen (includes high conversion fees)
Using ATMs in Singapore 
- Withdraw maximum SGD amount allowed to minimize fees
- ATMs without Visa fees: UOB Bank and OCBC Bank (subject to change, check ATM screen)
- Find local money changers in Little India or Chinatown for better rates
Avoid changing money in hotels and hostels
Avoid touristy areas for money exchange
Daily Budget Guide 
| Type of Spend | Starting From |
|---|---|
| Stay | Hostels: SGD 25 Hotels: SGD 100 |
| Food | Street food: SGD 2 (Hawker Centres) |
| Transport | MRT/Bus: SGD 1 (use a card for best rates) |
| Sightseeing | Free sights to paid guided tours |
This is a backpackerโs budget. Adjust upwards for more luxury!
For more tips from fellow Indian travelers, check out the latest discussions here: [Travel with Niyo]