🇯🇵 japan - money manual

Travel with Niyo Others
,
1

:jp: JAPAN - MONEY MANUAL

Currency: Japanese Yen (JPY) :yen:

:currency_exchange: CURRENCY EXCHANGE RATES

Currency Exchange Rate
:us: USD 1 USD ≈ 150 JPY
:eu: EUR 1 EUR ≈ 163 JPY
:uk: GBP 1 GBP ≈ 190 JPY
:india: INR 1 INR ≈ 1.80 JPY
Reverse Rates
1 JPY ≈ :us: USD 0.0067
1 JPY ≈ :eu: EUR 0.0061
1 JPY ≈ :india: INR 0.55

:flight_departure: AIRPORT ARRIVAL EXPENSES

Item Price Range Payment Methods
Sim Card/Pocket WiFi JPY 4,000-8,000 :credit_card: Card, :yen: Cash
Airport Express Train JPY 1,200-3,000 :credit_card: Card, :yen: Cash
Airport Bus JPY 1,000-2,000 :yen: Cash
Airport Taxi JPY 15,000-30,000 :credit_card: Card, :yen: Cash

:yen: MONEY FORMS

Type Acceptance Notes
Yen (Cash) Universal Essential! Japan is still largely cash-based
Niyo Credit Cards Widely Accepted Major stores/hotels/restaurants
IC Cards (Suica/PASMO) Transport/Stores Rechargeable transit/shopping cards
Digital Payments Limited Apple Pay, Google Pay growing

:credit_card: PAYMENT ACCEPTANCE

Location Cash Card IC Card
Small Shops :white_check_mark: :x: Sometimes
Convenience Stores :white_check_mark: :white_check_mark: :white_check_mark:
Supermarkets :white_check_mark: :white_check_mark: Sometimes
Restaurants :white_check_mark: Sometimes Sometimes
Hotels :white_check_mark: :white_check_mark: :x:
Taxis :white_check_mark: Sometimes Sometimes
Vending Machines :white_check_mark: :x: :white_check_mark:

:moneybag: DAILY BUDGET BREAKDOWN

Expense Category Budget Range (JPY) Budget Range (USD)
Budget Accommodation 3,000-7,000 $20-47
Mid-Range Hotel 12,000-25,000 $80-167
Budget Meal 500-1,200 $3-8
Restaurant Meal 2,000-4,000 $13-27
Train Pass (Daily) 800-1,000 $5-7
Attraction Entry 500-2,000 $3-13

:atm: ATM & BANKING TIPS

Tip Details
Reliable ATMs 7-Eleven, Post Office, AEON
Foreign Cards Not all ATMs accept foreign cards
Operating Hours Some ATMs close at night
Withdrawal Limits Usually JPY 50,000-100,000 per transaction

:bulb: FINANCIAL BEST PRACTICES

Practice Recommendation
Cash Carrying Keep JPY 30,000-50,000 on hand
IC Cards Get Suica/PASMO for convenience
Currency Exchange Exchange at post offices for best rates
Tipping Not practiced in Japan

:warning: IMPORTANT WARNINGS

Warning Description
Cash Dependency Many places don’t accept cards
ATM Hours Limited access during nights/holidays
Foreign Cards Not universally accepted
Bill Size Many shops won’t accept ¥10,000 notes

:earth_africa: CULTURAL MONEY NOTES

Cultural Tip Details
Cash Handling Use tray for payments, not hand-to-hand
Coins Widely used, even for larger amounts
Tax 10% consumption tax usually included
Point Cards Popular at chains, worth getting

:metro: TRANSPORTATION IC CARDS

Card Type Initial Cost Where to Use
Suica/PASMO ¥2,000 (¥500 deposit) Trains, buses, stores
ICOCA ¥2,000 (¥500 deposit) Trains, buses, stores
Welcome Suica ¥2,000 (no deposit) Tourist version

:bulb: Pro Tips:

  • Get an IC card immediately upon arrival
  • Always carry cash and zero forex card like Niyo card
  • Look for tax-free shopping (passport required)
  • Keep coins for vending machines
  • Most ATMs don’t work 24/7
  • 7-Eleven ATMs are most reliable for foreign cards
  • Consider Japan Rail Pass if traveling between cities
1 Like