akuzo_niyo
(Akuzo Niyo)
1
JAPAN - MONEY MANUAL
Currency: Japanese Yen (JPY) 
CURRENCY EXCHANGE RATES
Currency |
Exchange Rate |
USD |
1 USD โ 150 JPY |
EUR |
1 EUR โ 163 JPY |
GBP |
1 GBP โ 190 JPY |
INR |
1 INR โ 1.80 JPY |
Reverse Rates |
|
1 JPY โ USD 0.0067 |
|
1 JPY โ EUR 0.0061 |
|
1 JPY โ INR 0.55 |
|
AIRPORT ARRIVAL EXPENSES
Item |
Price Range |
Payment Methods |
Sim Card/Pocket WiFi |
JPY 4,000-8,000 |
Card, Cash |
Airport Express Train |
JPY 1,200-3,000 |
Card, Cash |
Airport Bus |
JPY 1,000-2,000 |
Cash |
Airport Taxi |
JPY 15,000-30,000 |
Card, Cash |
MONEY FORMS
Type |
Acceptance |
Notes |
Yen (Cash) |
Universal |
Essential! Japan is still largely cash-based |
Niyo Credit Cards |
Widely Accepted |
Major stores/hotels/restaurants |
IC Cards (Suica/PASMO) |
Transport/Stores |
Rechargeable transit/shopping cards |
Digital Payments |
Limited |
Apple Pay, Google Pay growing |
PAYMENT ACCEPTANCE
Location |
Cash |
Card |
IC Card |
Small Shops |
 |
 |
Sometimes |
Convenience Stores |
 |
 |
 |
Supermarkets |
 |
 |
Sometimes |
Restaurants |
 |
Sometimes |
Sometimes |
Hotels |
 |
 |
 |
Taxis |
 |
Sometimes |
Sometimes |
Vending Machines |
 |
 |
 |
DAILY BUDGET BREAKDOWN
Expense Category |
Budget Range (JPY) |
Budget Range (USD) |
Budget Accommodation |
3,000-7,000 |
$20-47 |
Mid-Range Hotel |
12,000-25,000 |
$80-167 |
Budget Meal |
500-1,200 |
$3-8 |
Restaurant Meal |
2,000-4,000 |
$13-27 |
Train Pass (Daily) |
800-1,000 |
$5-7 |
Attraction Entry |
500-2,000 |
$3-13 |
ATM & BANKING TIPS
Tip |
Details |
Reliable ATMs |
7-Eleven, Post Office, AEON |
Foreign Cards |
Not all ATMs accept foreign cards |
Operating Hours |
Some ATMs close at night |
Withdrawal Limits |
Usually JPY 50,000-100,000 per transaction |
FINANCIAL BEST PRACTICES
Practice |
Recommendation |
Cash Carrying |
Keep JPY 30,000-50,000 on hand |
IC Cards |
Get Suica/PASMO for convenience |
Currency Exchange |
Exchange at post offices for best rates |
Tipping |
Not practiced in Japan |
IMPORTANT WARNINGS
Warning |
Description |
Cash Dependency |
Many places donโt accept cards |
ATM Hours |
Limited access during nights/holidays |
Foreign Cards |
Not universally accepted |
Bill Size |
Many shops wonโt accept ยฅ10,000 notes |
CULTURAL MONEY NOTES
Cultural Tip |
Details |
Cash Handling |
Use tray for payments, not hand-to-hand |
Coins |
Widely used, even for larger amounts |
Tax |
10% consumption tax usually included |
Point Cards |
Popular at chains, worth getting |
TRANSPORTATION IC CARDS
Card Type |
Initial Cost |
Where to Use |
Suica/PASMO |
ยฅ2,000 (ยฅ500 deposit) |
Trains, buses, stores |
ICOCA |
ยฅ2,000 (ยฅ500 deposit) |
Trains, buses, stores |
Welcome Suica |
ยฅ2,000 (no deposit) |
Tourist version |
Pro Tips:
- Get an IC card immediately upon arrival
- Always carry cash and zero forex card like Niyo card
- Look for tax-free shopping (passport required)
- Keep coins for vending machines
- Most ATMs donโt work 24/7
- 7-Eleven ATMs are most reliable for foreign cards
- Consider Japan Rail Pass if traveling between cities
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