Hey Omkar!
Welcome to the Niyo Community! 
Thanks for reaching out. With your Niyo SBM account, you don’t need to submit a travel declaration form anymore. The only requirement is to complete your Re-KYC whenever it’s prompted on the app or if you receive an email from SBM Bank. 
Hope this clears things up! Feel free to ping us anytime if you’ve got more questions—we’re always here to help. 
