Welcome to the Niyo community, @Shiwangini_Shishulka ! 
Thanks for reaching out! Yes, the Niyo DCB debit card works seamlessly in the Netherlands. You do need to load your account in INR, and it will automatically handle currency conversion at the time of your international transactions. Just make sure to enable the international transaction channels in the Niyo app.
For added convenience, I recommend considering the Niyo Secured Credit Card available through the Niyo Global app. You can get this by creating an FD with a minimum of ₹5,000. The credit card can be used for ECOM/ONLINE and POS (card swipe) transactions, while the Niyo DCB debit card can be primarily used for ATM/cash withdrawals. Plus, the first three ATM withdrawals in a quarter are free, as you receive an equivalent refund in Niyo Coins, which you can use for other Niyo services.
The Niyo Credit Card also helps avoid TCS and reauthorization issues for hotel and car bookings. It offers ZERO FOREX fees, no annual fees, no card order charges, or any hidden charges. You can find a detailed comparison here: Niyo Cards Comparison.
You can try any international website of your choice to test the card for e-commerce transactions.
Safe travels! 
