5% extra charges on international transactions

What if I use my niyo global card at any shop in Dubai for purchase of iPhone…

I will be charged the actual price and some extra 5% tax which will get reflected as refund in my account after 10-15 days.
What’s that called??

Hi @dr.umangpatel772, welcome to the Niyo Community!

I believe you are referring to TCS(Tax Collected at Source) charges, and yes you are absolutely right provided that you have not exceeded 7 lakhs for the year. LK