Account rea"Minimum KYC Account:
► Balance: Up to ₹1 Lakh
► Account Validity: Up to 12 months only
► Interest Rates: 3.50%
Card Transactions, Fund Transfer, and UPI limits:
► Total Debit Transactions (ECOM+UPI+Fund Transfer) - ₹20,000/month
► First 72 hours post account creation: ₹2,000/day or 5 Transactions/day
► After 72 hours post account creation: ₹5,000/day or 10 Transactions/day
► Quick Transfer, without adding beneficiary, is not applicable for minimum KYC customers
Full KYC Account:
► Balance: No constraints
► Account Validity: No constraints
Interest Rates:
► 3.5% up to ₹1Lakh
► 7 % from ₹1Lakh to ₹2Cr
► 6% above ₹2Cr
Card Transactions, Fund Transfer, and UPI limits:
Total Debit Transactions - ₹10 Lakhs/day
VISA Classic Debit Card:
Online Transactions: ₹50,000/day
VISA Platinum Debit Card:
► POS Swipe + Online Transactions: ₹2 Lakhs/day
► ATM Withdrawal: ₹1Lakh/day
Fund Transfer Limit:
► IMPS - ₹2 Lakhs/day
► NEFT or within the bank - ₹5 Lakhs/day
UPI Transaction limits:
► Per Transaction Limit - ₹25,000
► Daily Transaction Limit - ₹1 Lakh
► Daily Transaction Count - 10 (Not valid for P2M)
► Monthly Transaction Limit - ₹5 Lakhs
► Monthly Transaction Count - 300 (Not valid for P2M)
Within the cooling period (24 hours) i.e. after registration and setting UPI PIN, 10 transactions are allowed and the total amount including all 10 transactions is ₹5,000
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