Complete travelling solution = cash+credit card+forex card+debit card

Singapore has NETS payment network,

Small shops use NETS only or cash. Visa, MasterCard, Amex…nothing works. One should either pay cash or NETS card, that’s it.

That’s why one must carry cash and a reserve forex card loaded in case one needs cash.

Credit card and debit card (Niyo Global) with zero foreign currency mark up fee can save you much.

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