How to buy things using app in abroad without card?
Hey @Sribalaganesh! Welcome to Niyo Community!
You can use your Virtual Card for international online transactions. If you wish to make a swipe or ATM withdrawal, you need to have your physical card in hand. It is not possible to make swipe or ATM transactions without a card. For further help, you may reach out to our live chat support team using your Niyo Global app.