About niyo global card

Can I use niyo global card in Singapore and china without OTP?

Or we need OTP for doing transactions and online payments?

Hey @Garima_Attri! Welcome to Niyo Community :slightly_smiling_face:

The card can be used for international transactions (in Singapore and China). For online transactions, yes, OTP is required to process the transaction. However, there are certain merchants/websites for which transaction OTPs are not asked.

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