Welcome to the Niyo Community! 
We understand your concern regarding the Re-KYC process. Since you’re currently abroad, Re-KYC with SBM Bank cannot be completed from outside India. We request you to email us at global@goniyo.com with the details mentioned below, so we can guide you further.
Your customer ID:
Purpose of Travel:
Estimate Return Date:
Proof of staying abroad:
Estimated ReKYC Completion Date:
We would like to let you know that you have six months to complete the ReKYC, so you must fill in the date within the next 6 months ( 180 days).
And also fill out the attached form.
ReKYC_Declaration.pdf
Once sent, you can feel free to share the ticket ID with us, so that we can assist you further by prioritizing your request.
Please note: This is only a temporary solution that allows you to complete KYC while abroad & has a validity of 06 months. However, you need to complete the VKYC when you return to India.
In the meantime, kindly hit the link to make the credit card bill payment: https://pay.billdesk.com/cardnet-instapay/sbmcard
If you encounter any challenges or need any further help. Please feel free to write back. We’re always here to help.