Does the Niyo global signature Visa card work on apple.com (US store)?
While adding payment method the billing address must be one in the US so I was wondering if this is validated and could it cause the transaction to fail.
Hey @akshit1! Yes, Niyo Global by SBM works on apple.com As the INR will be converted to US dollars based on the live visa exchange rate, there shouldn’t be any transaction-related issues.
Regards,
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Hey Deepak, that’s not the issue I’m highlighting.
I understand the currency conversion is not an issue but will a US billing address cause the transaction to be rejected as the card is issued to an Indian address?
As per the apple forums, the billing address needs to match the card address. And apple only allows for a US address.
Hey Akshit! Yes, a few merchants set the criteria that the billing address needs to match the card address due to compliance-related policies. You may have to check with apple support to know if you can use a forex card issued in India (say, Niyo SBM) and then act accordingly.
Regards,
Hey Akshit,
Any update? Does it work on Apple.com us site?
Hi @Abhishek_Patil3,
Welcome to the Niyo Community! 
Yes, you can use Niyo cards for international transactions on the Apple.com US site, as well as for any Ecom, POS, and ATM transactions wherever Visa services are accepted.
With Niyo cards, you’ll enjoy zero forex markup on all your international transactions. You can load funds into your Niyo account in INR, and when you make a transaction, the amount will be automatically converted to the desired currency at the live Visa exchange rates.
We appreciate your understanding, and if you have any further questions or need assistance, please don’t hesitate to reach out. We’re here to help!
