Just because I am born in Jammu and Kashmir, they will not give me credit card
I understand your concern, and I apologize for any inconvenience this may have caused. It’s important to note that SBM bank has certain service restrictions in specific regions, such as Jammu and Kashmir, in accordance with RBI regulations.
However, We offer other debit cards like the Niyo Global Equitas and Niyo Global DCB, which provide similar benefits including zero forex markup, lounge access, and more. You can explore these options and find more details by visiting this link: Explore Niyo - Your Gateway to More Savings.
We’re here to assist you in any way we can, so please don’t hesitate to reach out if you have any further questions or need assistance with anything else. I appreciate your understanding.