Just Because I Was born In Kashmir No Credit Card for me

Support & Troubleshooting
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Just because I am born in Jammu and Kashmir, they will not give me credit card

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Hey @Manzar!

Welcome to the Niyo Community! :hugs:

I understand your concern, and I apologize for any inconvenience this may have caused. It’s important to note that SBM bank has certain service restrictions in specific regions, such as Jammu and Kashmir, in accordance with RBI regulations.

However, We offer other debit cards like the Niyo Global Equitas and Niyo Global DCB, which provide similar benefits including zero forex markup, lounge access, and more. You can explore these options and find more details by visiting this link: Explore Niyo - Your Gateway to More Savings.

We’re here to assist you in any way we can, so please don’t hesitate to reach out if you have any further questions or need assistance with anything else. I appreciate your understanding. :raised_hands:

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I am also not able to create a DCB account. I am also from Jammu and Kashmir, which is so unfortunate. I don’t understand that all the banks of India are operating here but NIYO doesn’t. Why this bias…

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Hey @Faizan_Mushtaq!

Welcome to the Niyo Community! :hugs:

I hear you, and I’m really sorry for the inconvenience. Unfortunately, our banking partners, including DCB, have specific restrictions for certain regions like Jammu and Kashmir due to regulatory guidelines from RBI.

I assure you there’s no bias from our side. We truly value all our customers, regardless of location. We’re always looking for ways to expand our services and hope to be able to serve you better in the future.

If you have any other questions or need help with something else, just let us know. We’re here for you! :raised_hands:

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