CURRENCY EXCHANGE RATES
Currency: Turkish Lira (TRY) 
| Currency | Exchange Rate |
|---|---|
 USD |
1 USD ≈ 32 TRY |
 EUR |
1 EUR ≈ 35 TRY |
 GBP |
1 GBP ≈ 40 TRY |
 INR |
1 INR ≈ 0.38 TRY |
| Reverse Rates | |
| 1 TRY ≈ USD 0.03 |
|
| 1 TRY ≈ EUR 0.028 |
|
| 1 TRY ≈ INR 2.63 |
AIRPORT ARRIVAL EXPENSES
| Item | Price Range | Payment Methods |
|---|---|---|
| Sim Card | TRY 100-200 |  Card, Cash |
| Airport Bus/Metro | TRY 20-50 | Card, Cash |
| Airport Taxi | TRY 200-300 | Card, Cash |
MONEY FORMS
| Type | Acceptance | Notes |
|---|---|---|
| Turkish Lira (Cash) | Universal | Preferred method |
| Credit/Debit Cards | Widely Accepted | Recommend Visa/Mastercard |
| Foreign Currency | Limited | Keep as emergency backup |
PAYMENT ACCEPTANCE
| Location | Cash | Card | Digital Wallet |
|---|---|---|---|
| Small Shops |  |
|
Sometimes |
| Supermarkets | |
|
|
| Restaurants | |
|
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| Hotels | |
|
|
| Taxis | |
|
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DAILY BUDGET BREAKDOWN
| Expense Category | Budget Range (TRY) | Budget Range (USD) |
|---|---|---|
| Budget Accommodation | 500-1000 | $15-30 |
| Mid-Range Accommodation | 1000-2000 | $30-60 |
| Local Restaurant Meal | 100-200 | $3-6 |
| Tourist Restaurant Meal | 300-500 | $9-15 |
| Public Transportation | 20-50 | $0.60-1.50 |
| Museum/Attraction Entry | 100-300 | $3-9 |
ATM & BANKING TIPS
| Tip | Details |
|---|---|
| Travel card | Niyo Card |
| ATM Fees | Expect 2-5% foreign transaction fee / Use the Niyo app to find free ATM withdrawals near you. |
| Recommended Banks | Use banks inside malls/city centers |
| Card Notification | Inform your bank before travel in case you are using Niyo Equitas debit card |
FINANCIAL BEST PRACTICES
| Practice | Recommendation |
|---|---|
| Currency Conversion | Always choose TRY, not foreign currency |
| Tipping | 10-15% in restaurants |
| Bargaining | Common in markets, bazaars |
| Cash Backup | Carry 500-1000 TRY emergency cash |
IMPORTANT WARNINGS
| Warning | Description |
|---|---|
| Currency Volatility | Turkish Lira can fluctuate significantly |
| Exchange Offices | Verify rates before converting |
| Tourist Areas | Higher prices, be price-aware |
CULTURAL MONEY NOTES
| Cultural Tip | Details |
|---|---|
| Prayer Times | Some businesses might pause |
| Weekend Hours | Reduced business activity |
| Language Tip | Learn basic Turkish numbers/phrases |
Pro Tip: Download Niyo app for currency conversion and inform your bank about travel plans before visiting Turkey!
