Welcome to the Niyo Community! 
We’re excited to share that your Niyo SBM debit card comes with convenient international ATM withdrawal limits:
INR 1 Lakh /per transaction
INR 1 Lakh /per day
INR 3 Lakh/ per month
INR 5 Lakh/ per year
Each withdrawal has a fee of INR 423 + GST, regardless of the amount.
And here’s some great news! 
You get 3 free international ATM withdrawals per quarter (the withdrawal fee will be credited back to you in Niyo Coins). You can redeem these coins for in-app purchases, including flight bookings, visa services, and more. 
Safe travels, and let us know if you need any assistance!
