Hi @ashirwadn,
Welcome to the Niyo Community!
I’m excited to confirm that with your DCB Niyo Debit Card, you can enjoy 3 free international ATM withdrawals each quarter. Any ATM withdrawal fees you incur will be refunded as Niyo Coins within 60 days.
For example, if you’re charged an ATM fee of ₹425, you’ll receive 4250 Niyo Coins in your account. You can then use these coins for booking flights, acquiring visas, securing travel insurance, and more, all through the Niyo app.
Hope this helps!