ATM withdrawal in Thailand and DCC

Hi,

I am visiting Thailand next week and was planning to use Niyo Global SBM card to withdraw money there. I have a couple of questions:

From info I have gathered, I would be charged Rs. 100 + GST and ATM charges for withdrawal, correct? How do i know usd inr conversion rate to be used in USD transaction by niyo - #2 by Deepak
The amount dispensed would be equal to whatever exchange rate the Niyo app is showing, nothing more, nothing less. Is this correct?

Also, from the forums, I have come across situation where ATM withdrawal was not working due to DCC being disabled. Can you please confirm if this is true? Because if it is then Iā€™d have to make other alternate arrangements. What is Dynamic Currency Conversion (DCC) and why are they declined on your Niyo Global card?

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