I have received money from abroad till when It will credit in my account
I have received this mail from SBM
Dear SHAIK MOHAMMAD ASIF,
Greeting from SBM Bank India!
We have received an inward remittance transaction for you. To access the attached SWIFT message, please use your CIF ID or PAN No. For eg:A123456789 or123456789 or ADELK3456T as the password to open the document.
You are requested to submit the disposal instructions to your designated branch. You can download the form below, fill it, sign it, and submit it along with the relevant underlying documents e.g. Purchase Order, Proforma Invoice, Invoice or Agreement copy.
when I called SBM bank they asked me to contact NIYO kindly help whats going on when I will receive my money
Hey @Shaik_Mohammad_Asif
Welcome to the Niyo Community! 
We sincerely regret any inconvenience this may have caused. Please allow us some time to review your concern thoroughly and work towards a resolution. We truly appreciate your patience and will get back to you with an update at the earliest.
Just a quick note to let you know that the Niyo community is more than a place to get help with your queries. You can stay up-to-date with all the latest announcements from Niyo, and chat about anything Niyo or travel-related—whether it’s your Niyo card, Niyo services, or any other travel topics.
Plus, it’s the perfect spot to connect with fellow travelers! You can ask for advice on travel itineraries, visa info, tips and tricks, flight bookings, and so much more.
And don’t forget to explore the Travel with Niyo category for even more travel content!
We’re always here if you need anything 
Hey @Shaik_Mohammad_Asif
We appreciate your time over the call. As discussed, we have already forwarded the issue to the bank for further review and are actively following up on the same. Please be assured that we will keep you informed as soon as we receive an update from their end. We sincerely appreciate your patience and understanding in the meantime.
Hey @Shaik_Mohammad_Asif
We would like to inform you that the funds have been successfully credited to your account. Kindly take a moment to check and confirm the same from your end. 
We truly appreciate your patience and cooperation throughout the process. Thank you for your understanding, and take care! 