Hey @Arnab_Bhattacharya ,
Welcome to the Niyo Community! 
Thank you for reaching out to us. We’re glad to inform you that your Niyo SBM Debit Card will work smoothly in Vietnam for both domestic and international transactions, including ATM withdrawals, POS payments, and online transactions. 
You’ve already done the right thing by enabling international transactions and completing a trial payment — that’s a great step to ensure everything’s set up perfectly! 
So no worries at all — you can use your Niyo card normally across Vietnam during your travels. 
Have a great trip and enjoy a seamless experience with Niyo! 
Just a quick note to let you know that the Niyo community is more than a place to get help with your queries. You can stay up-to-date with all the latest announcements from Niyo, and chat about anything Niyo or travel-related—whether it’s your Niyo card, Niyo services, or any other travel topics.
Plus, it’s the perfect spot to connect with fellow travelers! You can ask for advice on travel itineraries, visa info, tips and tricks, flight bookings, and so much more.
And don’t forget to explore the Travel with Niyo category for even more travel content!
We’re always here if you need anything
