Hi @Jeevika_B_T
Welcome to the Niyo Community! 
We sincerely regret any inconvenience this may have caused. We would like to inform you that no markup fees are applied to any Niyo debit or secured credit card. However, charges may be applied by the merchant for international transactions, or if the TCS limit on your debit card has been exceeded. If you still believe you were charged an extra amount that should not have been applied, please share a screenshot of the transaction. We will have it checked with the bank.
Just a quick note to let you know that the Niyo community is more than a place to get help with your queries. You can stay up-to-date with all the latest announcements from Niyo, and chat about anything Niyo or travel-related—whether it’s your Niyo card, Niyo services, or any other travel topics.
Plus, it’s the perfect spot to connect with fellow travelers! You can ask for advice on travel itineraries, visa info, tips and tricks, flight bookings, and so much more.
And don’t forget to explore the Travel with Niyo category for even more travel content!
*We’re always here if you need anything 
