Niyo SBM Credit Card: Benefits, How to Use, and FAQs! 📋

Hi @Himanshu_Gupta4,

Welcome to the Niyo Community! :raised_hands:


I understand you’re having trouble enabling international transactions on your Niyo card despite completing the VKYC process and receiving confirmation from SBM Bank.

Please note that after completing the VKYC, the activation of international transactions on your debit card is processed in batches by SBM Bank. This means it may take some time for the international transaction feature to be enabled on your card.

Keep an eye on your email for updates from SBM Bank, as they will notify you once the international transactions are activated.

We appreciate your patience, and if you have any further questions or need additional assistance, please let us know!

I have a very important doubt if anyone can solve it will be helpful can any tell Did there is a tcs applied on Sbm credit card if i do transaction worth 25L in a financial year i will be liable of tcs or not second smooth international transactions are done through sbm credit card or not from india
Thank you

Hello @vipul_sahu
Welcome to the Niyo Community! :raised_hands:

Just a heads up: there’s no TCS fee when using your Niyo credit card for any transaction amount! You can also create a fixed deposit of up to 40 lakhs. :smiley:


Plus, your Niyo credit card works smoothly for all your international and domestic transactions. Enjoy the convenience! :money_mouth_face:

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