Hey @Lifewithkaran,
I understand the confusion, and I’m here to help!
The Niyo Global DCB Bank Debit Card is accepted in over 180+ countries, including Malaysia, offering a seamless experience worldwide.
Rest assured, you can use the card anywhere VISA is accepted, giving you plenty of options for your financial transactions.
Regarding annual charges, starting from the second year, there will be a fee of INR 500 for the Niyo Global DCB card. However, this fee can be waived if you maintain an Average Quarterly Balance (AQB) of more than INR 5000 for the last 4 quarters.
Thanks for your understanding!
