Eligibility:
Can international students from India who is already in Canada apply for the Niyo Global Card?
What documents are required?
Account Setup:
Can you use a non-Indian phone number to set up the account?
usability:
Is the card useful for paying tuition fees and managing finances in Canada?
What are the benefits, like exchange rates and transaction fees?
Comparison:
How does the Niyo Global Card compare with other banking options for students in Canada?
What features make it a good choice?
Experiences:
Share personal experiences and challenges with using the Niyo Global Card.
Practical advice for new users.
Thankyou.
Hi @happy_Arora,
Welcome to the Niyo Community! 
Thank you for your interest in the Niyo Global Card. Here’s a detailed response to your queries:
Eligibility: International students cannot complete the application process for the Niyo Global Card from abroad. You must be in India to finish the Video KYC (VKYC) process required for finalizing the onboarding.
Documents Required: To apply for the Niyo Global Card, you will need:
- A valid Indian passport.
- PAN card.
- Aadhaar card.
Account Setup: You need to use the mobile number that is linked with your Aadhaar card for account setup. Additionally, the VKYC process must be completed while you are in India, as it cannot be done from outside the country.
Usability: Once your account is set up, you can enjoy:
- Zero forex markup on all international transactions.
- Free international lounge access* and ATM withdrawals*.
- Up to 8% p.a. with quarterly payouts on Niyo DCB savings accounts, and up to 7.25% p.a. with monthly payouts on Niyo SBM savings accounts.
- Transparent and hassle-free banking services tailored to meet your financial goals.
Thank you for your understanding.
