How to Make International Travel Hassle-Free with Niyo? Share Your Story! ✈️

[Zahid_Niyo]

Hey, globetrotters!

We know many of you have had amazing travel experiences with Niyo —whether it’s saving on forex fees, booking flights with ease, using Niyo insurance for peace of mind, or that one moment when Niyo truly made your journey smoother!

Now, we’d love to hear from you! Share your Niyo travel story with the community and let others know how Niyo made your international trip hassle-free.

How to participate?

Tell us how Niyo helped you—whether it was seamless transactions, rewards, or a moment when Niyo saved the day!

Got tips? Let others know how to make the most of Niyo’s features—like saving on forex fees, using Niyo Coins, or booking flights effortlessly.

Add photos, videos, or any special moments that capture your experience.

Post your story in the comments & inspire fellow travelers!

Why share?

Help fellow travelers travel smarter with Niyo
Get featured in the Niyo community
Stand a chance to win exclusive rewards

Bonus Tip:
The reply to this post with the highest number of reactions after one month will get rewarded! So, share this post with your family & friends who use Niyo, ask them to share their experiences, and don’t forget to react to your entry!

Let’s celebrate stress-free travel together! ✈️ Drop your stories below! 👇

#TravelWithNiyo #HassleFreeTravel #NiyoExperiences

[anuragalive (Anurag Singh)]

From a Tweet to a Lifesaver: My Niyo Experience!

It all started with research and a tweet. Back in 2023, while preparing for an upcoming trip, I applied for a Niyo SBM Debit Card. Just 15 days later, I found out that international transactions were paused for the SBM Debit card, and I needed a Niyo SBM Credit Card instead. The catch? I had only six days before my departure!

I turned to Twitter and shared my situation with Niyo twitter (now X) handle. To my surprise, I got a call from Niyo, and on the other end of the line was someone who truly went above and beyond! I had a long list of questions ready, and he patiently answered them one by one. Not only that, but he also expedited the delivery of my credit card, it arrived just a day before my flight! Talk about top-notch support! Can you guess who it was? It was none other than Zahid! our community manager! @Zahid_Niyo

Fast forward to my other trip, I had booked a long stay at an IHG resort—something I usually don’t do as I prefer switching resorts every few days. Everything was prepaid online, but upon check-in, I was told I needed to pay a fully refundable security deposit for two nights—134 OMR (~₹30,000).

Before, I was using traditional cards, but later I switched to Niyo for both domestic and international transactions. The booking was prepaid, but when I checked in, I found out that I had to pay a fully refundable security deposit for two nights—around 134 OMR, which is roughly ₹30,000 INR. Being a Nadaan Parinda, I confidently presented all the cards I had, only to be told that they required a credit card. Luckily, I had my Niyo SBM Credit Card with me, and it saved my trip like always, plus it helped me avoid unnecessary charges. Once the payment was approved, I was silently thinking: JALWA hai HUMARA!

Last year, I booked a flight through Niyo App for another trip and redeemed 17,100 Niyo Coins—earned through domestic transactions and referrals. The original price was ₹9,839, but with my coins, I snagged it for just ₹8,129, with zero convenience fees!

From swift customer support to seamless transactions and rewards, my journey with Niyo has been nothing short of amazing!

#TravelWithNiyo #HassleFreeTravel #NiyoExperiences

[Alphin]

For me, Niyo has helped in many ways. As a regular traveler, I was able to save a lot of money using Niyo debit and credit cards. But now I’d like to share my experience booking a visa through Niyo.

Before my last visit to Dubai, I was comparing various visa agents for Dubai visas and found Niyo to be cheaper.

The base price of the Dubai visa on Niyo was way cheaper than any other agent’s. Also, I was able to save around 1500 rupees using Niyo coins. Overall, I got my Dubai visa for a good deal through Niyo.

It only took 3 days for the visa to arrive. Also, during my entire trip, I used my Niyo DCB debit card and Niyo SBM credit card. Both worked seamlessly.

[Cynthia (Cynthia Fernandes)]

The Niyo Traveler’s Tale

Vincent and i had always dreamed of exploring Europe, but dealing with forex and ATM fees made us nervous.

A friend suggested Niyo, a travel-friendly card with zero forex markup.

Skeptical yet hopeful, we activated it before our trip.

From buying gelato in Rome to booking a last-minute train to Paris, every transaction was seamless.

We even got instant updates on our expenses!

For the first time, our money wasn’t a travel worry.

We both returned home with memories, not financial regrets—our trip, truly hassle-free! Thanks to Niyo!

[Vandy]

My Solo Trip to the 4 Stans with Niyo

I recently completed a 33-day solo trip to Uzbekistan, Tajikistan, Kyrgyzstan, and Kazakhstan, and my Niyo cards made the journey so much easier. Here’s how Niyo helped me along the way:

How Niyo Made My Trip Hassle-Free

• Seamless Payments: I used my Niyo SBM Credit Card and DCB Debit Card in all 4 countries. From booking flights to withdrawing cash at ATMs, Niyo’s zero forex markup saved me a lot of money.
• Transport & SIM Cards: I linked my Niyo card to the Yandex Go app (like Uber) for cab payments and bought a SIM card at Uzbekistan airport using my Niyo card—no cash needed!
• Train Tickets & Entrance Fees: Whether it was booking the Afrosiyab fast train in Uzbekistan or paying for UNESCO site entries, my Niyo card worked everywhere.

Tips for Niyo Users

• Carry some USD as backup, but rely on your Niyo card for cash withdrawals and payments to avoid high forex fees.
• Use apps like 2GIS (offline maps) and Yandex Go for transport. Link your Niyo card for easy payments.
• Buy local SIMs at airports using your Niyo card—Beeline in Uzbekistan and O! in Kyrgyzstan worked best for me.

Highlights of My Trip

From exploring Registan Square in Samarkand to hiking in Jyrgalan Valley, Kyrgyzstan, Niyo ensured I could focus on the experience without worrying about payments or forex hassles.

Detailed Experience

For a full breakdown of my trip—including visa tips, must-see places, and more—check out my detailed post here:

Central Asia – 4 Stan’s Solo Trip

A few months back, I had been on a 33-day solo trip to the 4 Stans in Central Asia and sharing a few inputs/tips with you, based on my personal experience. General Tips for All 4 Stans Cards & Cash: I used my Niyo SBM Credit Card and Niyo DCB Debit Card in all 4 countries – Uzbekistan, Tajikistan, Kyrgyzstan, and Kazakhstan. Many accommodations accepted only cash, so I took some Dollars with me, which I converted to local currencies or paid in Dollars where it was easier to do so. Langu…

#TravelSmarterWithNiyo! travel niyo

[Adalaknat]

Traveling internationally can be a hassle, but having the right card, app and services can make all the difference. Niyo’s experience is hassle-free and enjoyable!

[Vikram_Khanna1 (Vikram Khanna)]

I’ve had a pretty outstanding experience with my Niyo card and app, overall.

A few things that are worthy of being highlighted:

1. It took me 30 seconds to enable travel mode in the app before I set out to the USA.
2. ⁠No. Hidden. Fees. Whatsoever. This feature alone makes me reach for this card only, while travelling abroad.
3. ⁠Topping it up is a breeze. No visits to the bank necessary. This is such an under rated feature but saves me so much time.
4. ⁠The card’s never been denied, no matter where I’ve travelled to.
5. ⁠The ATM locator is an indispensable part of my planning process while discovering a new city.

These are a few off the top of my head. If I remember any more, I’ll be sure to share them here!

[Zahid_Niyo]

ANNOUNCING THE WINNER!

Hey everyone!

A BIG THANK YOU to all of you for participating in “How to Make International Travel Hassle-Free with Niyo” contest! Your experiences and insights have been incredible, and it’s been amazing to see the community come together to share travel tips and stories.

Shoutout to Our Amazing Contributors! A special mention to @anuragalive, @Alphin, @Vandy, @Cynthia, @Adalaknat, @Vikram_Khanna1 – your experiences were truly inspiring, and we loved reading every bit of them!

AND THE WINNER IS… With an impressive 9 reactions on his post, the winner of this contest is Anurag Singh @anuragalive

Anurag’s story stood out for its real-life impact! He shared how Niyo came to his rescue multiple times—whether it was receiving expedited support to get his card just before a trip, using Niyo to avoid hefty hotel security deposits, or redeeming Niyo Coins for flight savings. His experience is a perfect example of how Niyo makes international travel truly hassle-free!

Congratulations, Anurag! You’ve won 10,000 Niyo Coins!

Thank you once again to everyone who participated! Stay tuned for more exciting contests and chances to win amazing rewards. 🚀

Happy Travels!

[anuragalive (Anurag Singh)]

Hello FAM! Just wanted to share some good news, I won the monthly contest in the Niyo community! Today, I received 10,000 Niyo coins (equivalent to Rs. 1000 ). A huge shoutout to our community manager, @Zahid_Niyo, who helped me with constant follow-ups to ensure I got my prize. Thanks a lot, Zahid sir! I’m super excited, and I can’t wait for more opportunities like this.