Facing problem while creating niyo sbm global account

hi tried creating a account as I wanted to use the debit card for international payments , I am student leaving India for my further education and so I am not working professional but I do have a account with kotak bank and also so some stock trading but still I was given this message so please help me with what should


I do further to resolve and open my account

Hey Nishit! Welcome to the Niyo Community!

We are sorry to inform you but you currently do not meet the onboarding criteria for opening a Niyo Global account by SBM. Being said that, we’d also like to keep you updated that we are working on alternate ways to onboard enthusiasts such as yourselves. Stay tuned! LK