Yes, the Niyo Global card works in Kuwait with all the merchants who accept Visa cards.
Yes, you can withdraw money from ATMs in Kuwait using your Niyo Global card.
We do not have any partnered ATMs abroad. For all the ATM withdrawals and balance inquiries, you will be charged Rs.100+GST i.e. Rs.118 as an international ATM usage fee. This is in addition to the ATM charges that any bank can charge you while using their ATM. Swiping Machine & Ecom transactions will be processed based on live Visa exchange rates. You may know more about Niyo Global by SBM here: https://www.goniyo.com/forex-card/