Charges on payment in foreign countries

What are the charges if i use an atm to withdraw money/Pay at merchant in any other country from my niyo global account

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Hey @Palash283! Welcome to Niyo Community :slightly_smiling_face:
We recommend you read our previous post here: What are the international pos charges for Niyo global card with SBM? - #2 by Deepak
We assume that it answers your question.