Using DCB Niyo Debit card in Bali

I will be visiting Bali next month.
I have a Niyo DCB debit card.
I wanted to ask about its usage.
Is it functional for POS and ATM usage at present?
What about TCS? Would 20% above the usage amount be blocked, for both POS and ATM usage?
Any other tips and facts about using it in Bali?

Hi @adimat25 ,

Thank you for reaching out to us.

Please find the attached PDF for detailed information on our NIYO products. We would like to inform you that, apart from the charges mentioned, we do not impose any additional fees on our users. However, there might be extra charges applied by merchants at the time of transaction, which we are not aware of.

Feel free to refer to the PDF for more details.