With your Niyo Card abroad, zero markup fees = instant savings every single time you swipe. Now it’s your turn to show off your Forex wins - and bag some Niyo Coins while you’re at it.
How to Participate
Open your Niyo app (latest version). Head to your Bank Page (SBM/DCB) → scroll to Forex Savings. Open the widget → take a screenshot. Share it in the comments below. (Bonus: add a quick line about what you saved on — coffee, shopping, travel…)
Extra Coins Opportunity: Share your screenshot on LinkedIn, Instagram, or Facebook with a caption tagging @go_niyo - you’ll earn additional Niyo Coins!
Here’s a quick video guide to find your Forex Savings.
1 entry per person.
Have both SBM & DCB? Share both, if you want... but only yourhighest savingcounts for prizes.
Rewards
Every valid entry earns Niyo Coins (and bonus for social media shares!)
Top 3 Savers → Up to 10,000 Niyo Coins OR a Niyo Premium membership.
(Everyone has a chance to win - top savers just get bigger rewards… To claim the reward, top savers must also post on socials.)
Contest open till: 5th Sept (2 weeks) Winners announced here in the Community.
So… who’s ready to claim the title of Forex Super Saver? Drop your screenshot below 👇 and let’s crown the champs!
I have saved a lot of amount on flight tickets, hotel bookings and attraction tickets. The no forex markup is a huge benefit and also helps in cash withdrawals.
Been using Niyo only since mid 2023. From hotel bookings, restaurant payments, groceries, activities & attractions, local (International Flights), trains, concert tickets & more….didn’t realise the no forex markup has been such a huge benefit.
I have been using the Niyo DCB debit card and SBM credit card for a long time and have been able to save a lot of money on my international travels. Niyo has always been my travel companion.
I have been using the Niyo card since 2021. I have managed to save 10,807/-. This may sound to be a small amount, but it’s the big convenience that comes along with Niyo which inspires me always.
The Niyo Global card made foreign travel in Dubai, Singapore, Malaysia, and Bali much easier. I could swipe directly in local currency without extra forex charges, track all expenses instantly through the app, and withdraw cash from ATMs at lower costs compared to traditional forex cards. It saved me money on conversion fees, gave me real-time exchange rates, and removed the hassle of carrying too much cash.
Been using Niyo since very long, and have had all of Old DCB, SBM (debit), Equitas and new DCB. Been super helpful throughout.
Older 3 accounts not showing up on Niyo anymore, but saved a lot and referred to many people as well (without using the referral code, unfortunately, haha. xP)
My travel secret? Niyo Global! It’s been an absolute lifesaver. Paid for my flights, grabbed two new iPhones, and used it everywhere—from museums to restaurants—without a single extra charge and also helped my friends for booking all the attractions through niyo. My wallet is definitely thanking me. Highly recommend!
Been using Niyo cards for 4 years now and my forex savings are split between multiple cards. Since Zahid says only the card with the highest savings will be considered, here’s my DCB card savings since May 2024.
Have used it extensively to pay rent in the US, restaurants, subscriptions, groceries, online shopping, and beyond!
How to Participate
Open your Niyo app (latest version).
Head to your Bank Page (SBM/DCB) → scroll to Forex Savings.
Open the widget → take a screenshot.
Share it in the comments below. (Bonus: add a quick line about what you saved on — 
coffee, 
shopping, 
travel…)
Here’s a quick video guide to find your Forex Savings.
Rewards
Every valid entry earns Niyo Coins (and bonus for social media shares!)
Top 3 Savers → Up to 10,000 Niyo Coins OR a Niyo Premium membership. 
Contest open till: 5th Sept (2 weeks)
Winners announced here in the Community.
Saved ₹31,875
2nd Place — 
3rd Place — 
Rewards
).