I understand the situation 
—once a Niyo SBM account is closed, it can’t be reopened as it is/was a one-time offer. But don’t worry, I’ve got a great alternative for you! 
You can apply for a Niyo Global DCB account, which comes with similar benefits and will have you sorted in no time. Just click here to get started: https://niyo.me/dcb_onboarding 
If you need any help or have any questions, feel free to reach out. I’m here to assist you! 
